PAY LIKE A LOCAL.
RECEIVE FROM ANYWHERE. NO LOCAL ID NEEDED.
Pay MercadoPago QR in Argentina. Send PIX in Brazil. Just your passport.
Settles in digital dollars at the real exchange rate.
WALL OF LOVE
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YOUR MONEY. YOUR RULES.
Connect your wallet to your bank and local payment networks like PIX and MercadoPago through licensed partners — so you can pay like a local without giving up control of your funds.
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Works with
SECURITY. CONTROL. SUPPORT.
TOTAL SECURITY
Peanut is 100% non-custodial. Every transaction is approved via Passkeys using Face ID, Touch ID or passcode. No one else can move your assets. Not even us.
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TRUE CONTROL
You verify your identity only when a feature truly requires it — like bank connections or the Peanut Card. For everyday peer-to-peer use, no mandatory KYC or friction.
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FAQ.
Why Peanut?+
It's time to take control of your money. No banks, no borders. Just buttery smooth global money.
What is Peanut?+
Peanut is the easiest way to send digital dollars to anyone anywhere. Peanut's tech is powered by cutting-edge cryptography and the security of biometric user authentication as well as a network of modern and fully licensed banking providers.
Do I have to KYC?+
No! You can use core functionalities (like sending and receiving money) without KYC. Bank connections, however, trigger a one‑time check handled by Persona, a SOC2 Type 2 certified and GDPR compliant ISO 27001–certified provider used by brands like Square and Robinhood. Your documents remain locked away with Persona, not Peanut, and Peanut only gets a yes/no response, keeping your privacy intact. The Peanut Card is a separate program and requires identity verification for all cardholders.
Could a thief drain my wallet if they stole my phone?+
Not without your face or fingerprint. The passkey is sealed in the Secure Enclave of your phone and never exported. It’s secured by NIST‑recommended P‑256 Elliptic Curve cryptography. Defeating that would be tougher than guessing all 10¹⁰¹⁰ combinations of a 30‑character password made of emoji. This means that neither Peanut or even regulators could freeze, us or you to hand over your account, because we can’t hand over what we don’t have. Your key never touches our servers; compliance requests only see cryptographic and encrypted signatures. Cracking those signatures would demand more energy than the Sun outputs in a full century.
What happens to my funds if Peanut’s servers were breached?+
Nothing. Your funds sit in your self‑custodied smart account (not on Peanut servers). Every transfer still needs a signature from your biometric passkey, so a server‑side attacker has no way to move a cent without the private key sealed in your device's Secure Enclave. Even if Peanut were offline, you could point any ERC‑4337‑compatible wallet at your smart account and recover access independently.
How does Peanut make money?+
We plan to charge merchants for accepting Peanut as a payment method, whilst still being much cheaper than VISA and Mastercard. For users, we only charge minimal amounts!
My question is not here+
Check out our help center for more help.